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Home equity reaches a record $18 trillion among US mortgage holders. Here is where it runs deepest

Home equity reaches a record $18 trillion among US mortgage holders. Here is where it runs deepest

  For millions of Americans, the home they already own has become one of their strongest financial assets. U.S. mortgage holders collectively held a record $18 trillion in home equity in the second quarter of 2026, according to ICE Mortgage Technology’s August 2026 Mortgage Monitor. Within that total, ICE classified $11.7 trillion as tappable equity,

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First-time homebuyers are 'optimistic

First-time homebuyers are 'optimistic,' open to new paths to homeownership

  Affordability pressures are driving aspiring homebuyers to make significant tradeoffs on their path to purchase, according to an annual TD survey of Americans planning to buy their first home in 2026. With elevated interest rates, broader economic uncertainty, and limited inventory, first-time buyers are increasingly open to non-traditional financing and finding alternative funding sources

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2026 property tax exemptions: All 50 states ranked

2026 property tax exemptions: All 50 states ranked

  Property tax exemptions are a vital way for homeowners to reduce their annual tax burdens. By lowering the taxable or assessed value of a primary residence, homestead exemptions can save taxpayers significantly.  However, these relief programs vary wildly across the United States. Some states provide robust percentage-based exclusions, while others cap annual assessment increases

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Estate planning is becoming a key part of protecting family real estate

Estate planning is becoming a key part of protecting family real estate

  Property owners who skip estate planning are walking into a financial trap. Tangled titles pile up. Fractional ownership disputes multiply. Forced partition auctions drain equity. Family assets fragment across generations, and there’s no easy way back. Without clear documentation—without wills, without trusts, without written agreement on ownership—properties get locked down. Owners can’t refinance. They

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